How many times have you pondered or asked …
“when can we retire?”
Or
“how much do I need to be able for us to retire comfortably?”
Some of the factors that you need to consider?
(ps – I have a brilliant budgeting tool for you to use… let me know if you need this!!)
Once you work out the age that you want to retire, and the magical number you need to be able to retire …… the next question is
Once you identify what your monthly income and expenses are , and project your lifespan – do a cash flow!!
And then simulate the cash flow with what ifs!!
A good financial planner is like a good doctor…. You can only get to them via a warm introduction or a referral
The earlier you start to plan for retirement the easier it will be to close the gap !!
Do you know your Retirement Gap?
Let me know if you want me to refer you to an awesome financial planner !!
“I don’t think my wins would have come without my losses and I don’t like the word failure. Everything is a learning experience. Everything can lead to something else, something better, and the key to success is making the most of your highs and limiting the impact of your lows.”
He counts his wife and son as his “real wins”
James Kennedy
Kennedys
https://www.forbes.com.au/brand-voice/brandvoice/james-kennedy-on-transforming-kennedy-watches/
Referron makes referral marketing easy -
And it’s free !!
By making those referrals on a consistent basis will strengthen your relationships with them - helping harness the enthusiasm and goodwill of your satisfied customers stakeholders and advocates …
Download referron from Google store or App Store or download form www.referron.com
Procrastination becomes a downward spiral!!!
Ask me - I’m the king of Procrastination!!!
The longer I procrastinate on returning phone calls and emails, the more guilty I feel about it.
The guilt I feel causes me to avoid the issue further, which only leads to more guilt and more procrastination. It gets to the point where I don't email someone for fear of reminding them that they emailed me and thus giving them a reason to be disappointed in me.
Then the guilt from my ignored responsibilities grows so large that merely carrying it around with me feels like a huge responsibility.
It takes up a sizable portion of my capacity, leaving me almost completely useless for anything other than playing the guitar , consuming chocolates , eating ice cream, writing blogs , becoming an expert in middle eastern politics , checking out Tic Toc And surfing the internet like an attention-deficient squirrel on Heroine!
At some point in this endlessly spiraling disaster, I am forced to throw all of my energy into trying to be responsible, just to dig myself out of the pit I've fallen into.
Who can relate?
Inspired from a great find by Tanya Kaye
https://hyperboleandahalf.blogspot.com/2010/06/this-is-why-ill-never-be-adult.html
So - Be grateful , dream big, and act (with care and humility) with a vision and a plan - to “be do and have” more than you thought possible !!!
Ivan Kaye
“it’s all about your customer” and how you make your customer feel.
“People don’t care how much you know - until they know how much you care !!”
Robyn Kaye
Mark Champley
go for the ride - a wave will happen with or without you - ride the wave .
In South Africa , India and China - when the lower class was moving to a middle class - it was an amazing wave to watch
Masses - will create wave - fighting against it is like pushing shot uphill - until you gain traction.
3 questions come to mind
You can control where you place your effort and where you place your energy - and where you do that so will that grow and flourish!
Don’t be a martyr - and do what you don’t like - life is to short - find the wave that fits with your values/beliefs / energy/aura …..don’t be afraid to fail and start again … if you feel that it’s right - it’s right!!!
“Life is like a mirror - people around you will adapt to how you feel - adapt to your energy and adapt to your wave length “
I f you feel successful so you will be - and those around you will be
People will be attracted to those that they want to feel like
the more you do - the better you will become. Be the “college of knowledge” “the subject matter expert” “the go to person”
of your target market - be the “college of knowledge” be the subject matter expert - go to person - for the person people who you want to serve - your customer
Here are some of my tricks :)
“what got you to $1m won’t get you to $10m - “what got you to $10m won’t get you to $100m - systems are key to growth - build the systems that align with riding the wave - not with changing the wave . Change - you won’t change the wave - you will change where you are in connection with the wave
10X
Surround yourself with the “right people”
it’s not about people - it’s about the “right people” around you - if you are the smartest person in the room - find another room - find a mentor - you become what the people around you are
Allen Pathmarajah
It’s all a work in progress - as long as you breath - you haven’t yet finished your mission
Kala Philip
don’t fret about “owning things” or “owning places”
you are just here for a short time - and then you are gone
you are leaving a legacy for the way it makes you feel - you are not doing it for anyone else - no-one else .
You are just a tenant on this planet 🌎
Look after it , respect it - it’s not yours
It’s all about the stories that you weave and listen to and a learn from - it’s about the software - the neurals - not the thing
“It’s not about the thing”
- it about how the thing makes you feel”
- what else can trigger that feeling ?
Kate Engler
Herman Gyr
Global Client Action Forum www.gc-af.com
Yuval Noah Herari !
Make sure you are moving forward !!!
Social networks , ai , databases, apps , drills …. Automation is good - ride the wave
it’s all about family and friends 👨👩👦👦👨👨👦🪢
be sure to continually praise them for there effort to do good - and celebrate wins
People don’t care how much you know - until they know how much you care !!
As my wife, Robyn says …. Ivan - do what you say!!!
The Spice
Girls message tells us how we should be dealing with others dealings with others.
Does your
mission statement talk about excellent
customer service and nurturing
strong relationships?
Providing outstanding service is hardly rocket
science. How hard can it be to return calls, respond to emails and keep
the customer informed of what is going on!
The relationship we have with our internal
colleagues is, more often
than not, fundamental to our own success; Without their support, knowledge and
skills the chances of us accommodating our external clients diminishes
dramatically.
Unless you have fostered constructive internal
relationships with those that you are dependant upon, it is quite probable that
the demands you make could well fall on deaf ears.
Few people
would consciously set out to sabotage the project – but the request for ‘that
little bit extra’ certainly won’t be top of their priority list. It could also
be argued that those individuals most stressed in the work-place and most in
need of assistance from others are those with the weakest internal
relationships.
When questioned about what they expected from their
colleagues, employees at a
major financial institution cited the following
So, if you want to be
successful with your external customers ensure you have worked on your relationships
with all your stakeholders – ensure you
have ‘made deposits before you start making any withdrawals’.
Make the time to invest in building
relationships first and the results will come.
The ten commandments are pearls of wisdom that I have picked up from friends and acquaintances over the years
1.
Set your goal and go for it
2.
Be tireless and persevere.
3.
Focus on niche markets.
4.
Be decisive and implement
decisions quickly.
5.
Listen and be responsive to
customers, suppliers, employees, and investors.
6.
Maintain CFN—cash flow now.
7.
Innovate.
8.
Minimize layers of management.
9.
Maximize profits by keeping
costs low and productivity high.
10.
Believe in yourself.
Ø
TARGET - Know your outcome.
Ø
ACTION - Take action that you believe will produce the results
you desire – else your desire will always only be your dreams
Ø
DETERMINE RESPONSE - Develop sensory acuity to recognise the responses and
results you are getting to determine whether they are moving towards the
outcome.
Ø
ADAPT AND CHANGE UNTIL DESIRED RESULT IS ACHIEVED - Develop the flexibility to change your action until
you get the result you want to achieve your outcome.
As my friend Rana Kordahi says
“What will set you apart from your customers is you expertise, unique insights, genuine curiosity, authenticity, and sincere desire to add value. And most importantly, the belief that you have in yourself and your products and services.”
